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Acerca de Mo Finans
Mo Finans is a mobile banking app that gives you secure access to your Cim Finance account anytime, anywhere. Manage your finances with a simple login using your National Identity Card and registered phone number, then set up your personal MPIN for fast, secure access on future visits.
Account Management at Your Fingertips View all your accounts, loan details, and payment history in one place. Check your instalment amounts, outstanding balances, and any arrears instantly. The app lets you explore Cim Finance products and services, access the loan simulator to plan your borrowing, and manage quick links on your dashboard for faster navigation.
Flexible Personal Loans Designed for You Mo Finans offers personal loans across Mauritius with amounts from MUR 10,000 to MUR 84,000. Choose flexible repayment terms ranging from 6 to 60 months, with a competitive annual percentage rate of 16.98%. Use the built-in loan simulator to calculate monthly payments and total interest before you commit. A representative example: borrow MUR 50,000 over 12 months at 16.98% APR, pay MUR 4,628 monthly, and repay MUR 55,536 total. Processing fees apply, and late payment charges are assessed if payments miss their due date.
Payments Made Simple Pay your monthly instalments directly through the app and adjust amounts when needed. Choose your preferred payment method—MasterCard, Visa, Internet Banking, or any compatible banking app. Download transaction receipts for your records and track payment status in real time.
Credit Card Control Track your credit limit and usage percentage, monitor your outstanding balance, and see exactly how much you owe. Download statements and register for e-statements to go paperless.
Stay Secure and Informed The app combines multiple security layers: NIC and phone number verification at login, One-Time-Password (OTP) authentication, MPIN protection, NIC scanning, and biometric password setup for extra peace of mind. Stay updated with the latest news from Cim Finance, receive helpful tips, and use the branch locator to find your nearest office.
Download Mo Finans today and take control of your finances with a banking experience built for simplicity and security.
Pros y contras
Pros
- Multiple security layers including biometric and OTP authentication
- Built-in loan simulator lets you calculate payments before borrowing
- Manage accounts, payments, and statements all in one app
- Flexible personal loan terms ranging from 6 to 60 months
Contras
- Requires National Identity Card and phone number verification to log in
- Personal loans carry a fixed 16.98% annual percentage rate
- Late payment charges apply if monthly instalments are missed
- Limited to Mauritius users only, no international access
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